North Shore Mortgages
YOUR PERSONAL FINANCE MANAGER
Calculators
Whether you are thinking of buying a new home, refinancing an existing loan or investing in property, these calculators can help you make the right decision. Some calculators offer you help even after your loan has settled. (Most calculators courtesy of the MFAA).
 

Basic Loan Repayments

Estimates payments based on loan term, amount and interest rates. Compare the repayments with two loan terms.
 
Car Lease
Works out the monthly payments and total cost of your lease. See the difference if you pay in Advance rather than in Arrears.
 
Complete Loan Comparison
Compare the cost of a loan between two lenders, including up front and exit fees.
 
Extra Repayments
Shows how much interest and time you save by making extra payments.
 
Fixed vs Variable Interest Rate Comparison
Want to work out how much extra you will pay or save if you fix your interest rate? This is an easy to use Excel spreadsheet that lets you run scenarios on fixed vs variable.
 
How Long to Repay a Loan?
Shows you how long it will take to pay a loan if you use different repayment amounts and interest rates.
 
How Much Can I Borrow
Helps you work out how much you can afford to borrow. Especially useful if you are thinking about going to auction or buying your first home!
 
Income Tax
A simple calculator that tells you how much tax you pay based on your annual income.
 
Lump Sum Payments
See the effect that a lump sum payment can make on your mortgage.
 
Principal & Interest vs Interest Only Repayments
How much extra will it cost me if I make Principal & Interest repayments as opposed to Interest Only.
 
Reverse Mortgage
Shows the calculations behind a Reverse Mortgage and how they work.
 
Split Loan
What is the result if I split my loan in to part Variable and part Fixed?
 
Stamp Duty
Helps to show how much government fees and charges are payable for your property purchase.
  
Debt Consolidation Calculator
Helps you to calculate if Debt Consolidation is right for you.
 
Household Budget Calculator
Just how much can you afford to contribute to a mortgage?
 
 

Each calculator lets you print the result so you can keep the result for your reference.

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