General Insurance
Protecting your home with Home Insurance Plus
In addition to looking at the main features of Home Insurance Plus, when you are comparing it to any other insurance you should also consider the benefits that it provides in its standard cover. You will find that Home Insurance Plus typically provides a range of additional benefits and a level of cover that many others don’t.
To get a quote, contact us.
Home Insurance Plus includes
More cover is provided under Accidental Damage than Insured Events. Some benefits depend on whether you insure Home or Contents.
Home Insurance Plus includes
More cover is provided under Accidental Damage than Insured Events. Some benefits depend on whether you insure Home or Contents.
- New for old replacement – not depreciated value – for all home & contents
- Fusion (burnout) of electric motors
- Veterinary expenses to $500 if domestic pet injured in a road accident, fire, lightning or earthquake accidental damage
- Tax Audit Expenses – maximum $5,000 any one audit (accidental damage only)
- Cost incurred to modify home up to $10,000 if made paraplegic or quadriplegic by an insured event (accidental damage $15,000)
- Storm Damage to fences, and retaining walls constructed of steel, brick concrete masonry or stone.
- Loss of rent/additional cost of temporary accommodation,
- Theft of cash from the site (following forcible & violent entry)
- Credit card illegal use up to $1,500 cover (accidental damage $7,500)
- Goods in transit to new primary place of residence within Australia
- Visitor’s contents insured up to $1,000 for insured events or $5,000 for accidental damage
Home Includes
- Jetties and pontoons used for domestic purposes
- Landscaping and retaining walls
- For investors who rent out the home on an unfurnished basis – carpets, curtains and internal blinds
- Generous sublimits for cash, jewellery, collections.
- Watercraft, CDs, DVDs, game cartridges, computer equipment, photographic/video or sporting equipment in the home
- Motor cycles up to 125cc engine capacity if registration not required
- Canoes, surfboards, surfskis and sailboards
Legal Liability (for personal injury or property damage)
- Limit of liability $30 million plus legal costs that we approve
- Motor vehicle extension cover that covers some circumstances where Compulsory Third Party insurance has a gap
- Cover anywhere in the world, including USA (if you take our contents insurance)
- Optional Protection – with additional premium
- Domestic Workers Compensation (available in ACT, Tasmania, W.A. & N.T.)